signing signing bank loan things today. good that things are moving along. Hope its all done by the time the next installment is needed.. found out i can get my stamp fee refunded thru CPF! good to have more liquidity. oh boy.. i can potentially foresee a lot of planning and things ahead.. but not much to be done now i guess except make some general notes here and there.. next yr is still a question mark. kinda stressful. but still carrying on. and experiencing His grace.

not many meetings this month. in fact i think we have not met for a mth. Things sure are different in different places. or is it also cos of our age grp. not sure how new pple r assimilated.. still observing how things work in this new place.