sometimes its nice to stay at home and not have to go out and pay service charge or gst.

maybe i am stingy that way. haha

was thinking the other day.. if i attend a wedding dinner and give $120 for ang pao.. wow.. i can do a lot with $120.. i can give to a charity.. i can support one of many missionaries i know.. i can give to a missions project.. i can make someone's day ( like an uncle or auntie selling tissue paper etc..). just food for thought.. so many things we spend money here in sg without a second thought..